1. The debtor whose property is subject to the mortgage is called the mortgagor.
其财产被按揭抵押的债务人被称为抵押人。
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2. A mortgagor may at the same time mortgage all the property listed in the preceding paragraph.
抵押人可以将前款所列财产一并抵押。
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3. When the value of the gage decreases, the mortgagee shall be entitled to have right to demand the mortgagor to restore the value of the gage, or offer a guarantee equivalent to the value decreased.
抵押物价值减少时，抵押权人有权要求抵押人恢复抵押物的价值，或者提供与减少的价值相当的担保。
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4. In practice the mortgagor will usually remain in possession of the property.
实践中抵押人通常仍保留着对财产的占有。
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5. Losses suffered by the mortgagee as a result thereof shall be compensated by the mortgagor.
承押人因此所受的损失由抵押人赔偿。
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6. The part exceeding the amount of the obligatory right, shall be owned by the mortgagor, while the short part shall be satisfied by the debtor.
超过债权数额的部分，归抵押人所有，不足部分由债务人清偿。
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7. The payment has to countersigned by the mortgagor.
该付款必须有抵押人的会签。
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8. It shall BE duly executed by or on BEhalf of each mortgagor in the specified manner.
须由每名抵押人或其代表按指明方式妥为签立。
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9. If the value amount of the gage assigned is obviously lower than its value, the mortgagee may demand the mortgagor to offer the equivalent guarantee;
转让抵押物的价款明显低于其价值的，抵押权人可以要求抵押人提供相应的担保；
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10. Thee debtor or third party prescribed in the proceeding paragraph shall be the mortgagor, the creditor shall be the mortgagee, the property offered to guarantee shall be the gage.
前款规定的债务人或者第三人为抵押人，债权人为抵押权人，提供担保的财产为抵押物。 。
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11. The mortgagor and the mortgagee shall sign a building property mortgage contract;
抵押人和承押人签订房产抵押合同；
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12. The surnames and given names (title) of the mortgagor and the name or title of the mortgagee;
抵押人姓名（名称）和承押人的名称；
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13. The surnames and given names (title) of the mortgagor and the name or title of the mortgagee;
